Decisioning · Offers
Price the offer against the existing stack.
Enter an advance’s terms and see the payback, payment schedule, and fees next to the true revenue and MCA remittances already in the account. Save several offers, compare them, and choose a primary. Its terms become metrics for rules, emails, and contracts.
Terms in, schedule out
Every book with parsed bank statements has an Offer tab. Enter the funded amount, factor rate, term, payment frequency, buy rate, origination fee, and funding date. Pathway calculates the net funded amount, payback, payment amount, number of payments, daily and monthly remittance, first payment date, and estimated payoff date.
The payment on top of the stack
The new payment is added to the MCA remittances the debt stack already found and shown as a share of average monthly true revenue, so you see the combined burden before the offer goes out. The worksheet also shows the business’s debt-to-income after the offer.
Compare and choose
Save several offers on the same book and compare them side by side. The primary offer’s funded amount, first payment date, estimated payoff date, and other values are available as metrics in screening rules, email templates, and contracts.